Under this scheme insurance is provided for the crops of ginger, turmeric, cinnamon, pepper, pineapple, papaya and banana which are grown commercially and for export purposes in Sri Lanka. Under this scheme insurance is provided for the crops of ginger, turmeric, cinnamon, pepper, pineapple, papaya and banana which are grown commercially and for export purposes in Sri Lanka.

Other crop insurance schemes cover risks such as natural calamities, diseases and pests, insect damage and wild elephant damage.

NumberNature of InsuranceSum Assured Rs. (Maximum per Acre)Insurance premium (of sum insured per acrePrimarily Covered Risks
1Ginger200,000.007%Natural calamities, diseases and pests, insect damage, wild elephant damage
2Turmeric700,000.007%Natural calamities, diseases and pests, insect damage, wild elephant damage
3Cinnamon400,000.007%Natural calamities, diseases and pests, insect damage, wild elephant damage
4Pepper400,000.007%Natural calamities, diseases and pests, insect damage, wild elephant damage
5*Pineapple400,000.007%Natural calamities, diseases and pests, insect damage, wild elephant damage
6*Papaya300,000.007%Natural calamities, diseases and pests, insect damage, wild elephant damage
7*Banana300,000.007%Natural calamities, diseases and pests, insect damage, wild elephant damage

In addition to the above-mentioned crops, when applying for the insurance for non-avian crops for each area, insurance can be obtained for those crops on the basis of the prevailing cost of cultivation at the time of application.

Under this insurance scheme, it is possible to provide the following additional covers as per requirement while insuring crops.

CoverageIn sum assured
Damage caused by wild animals (except wild elephant damage)1%
*Insurance cover for 14 days from the date of first harvest onwards for intermittent crops1%

*Insurance lapses after first harvest for intermittent cropping crops. Where this additional cover is availed, compensation for damage to crops caused by an insured cause is waived. Loss of market is not covered under this.

Acreage covered (minimum per unit)

Only if there is a minimum of ¼ acre or more for each crop, that crop should be insured.

To get Insurance for your Crop Insurance Scheme

Meet the District Offices of Agriculture and Rural Insurance Board/ Representatives of Agriculture and Rural Insurance Board/ Agricultural Research and Production Assistant Officers in your area.